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Private Investors Union

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Posted by: forwardone

http://private-investors-union.com

PIU is an organization which takes part in the venture possibilities offered by the DX Gold system. So far in our experience with them they have shown a great deal of professionalism and willingness to raise the standards of programs active in the DX Gold system.

Minimum of $100 deposit.



Posted by: Salty

5% monthly would be rediculous in doing DX ad I was told members could get 5% in one session or daily!



Posted by: Sstugatz

Many people have been saying that but here's why I'm fine with it: If they administrators make money, they have nothing to win from disapearing with their investors' money. Not everyone here knows DX Gold; personally I know nothing about it; but I definitely have been wanting to get my share of the cake for a while too. Their point is that they'll be paying as long as DX Gold is alive; which is more than we could say about many others.



Posted by: ivx2021

Well Salty friend (if i were you i would do my homework) altough I dont have any business with PIU nor it is my interest I can say that I do have a Dxgold Account , with over 50k In it, and I can say that AFTER paying FEES, PREMIUMS, OUTXING, CREDIT LINE etc I have never been able to average over 10% every MONTH!

Yes of course you say I processed an outexchange and earned 4.9% but thats not entirely TRUE, because you must make your final percentajes over the TOTAL amount you have PLUS all the expenses you Had, and that would make it less than 1% per exchange!

I think many of the persons in this HYI world have mathematical problems, they believe that it is possible to generate over 10% a day or 100% in 5 days and stuff like that,

REAL SERIOUS BUSINESS generate relative HIGH interest compared to REAL LIFE PROGRAMS like your near BANK

my 2 cents, many people dont succeed in any part of the world and think they will succeed here just because they dont have to do anything, well the reality is another one, you must use your brain, control yourself for not being as fool as believin in SCAMS etc...

If they give me 5% from PIU I guess i will take my piece as stutgatz says.


Joan



Posted by: golddust

Very good post; I agree 5%/wk seems to be a good average return from DXG exchanges. Welcome to the forum.golddust



Posted by: Salty

Quote:
Originally Posted by ivx2021
Well Salty friend (if i were you i would do my homework) altough I dont have any business with PIU nor it is my interest I can say that I do have a Dxgold Account , with over 50k In it, and I can say that AFTER paying FEES, PREMIUMS, OUTXING, CREDIT LINE etc I have never been able to average over 10% every MONTH!

Yes of course you say I processed an outexchange and earned 4.9% but thats not entirely TRUE, because you must make your final percentajes over the TOTAL amount you have PLUS all the expenses you Had, and that would make it less than 1% per exchange!

I think many of the persons in this HYI world have mathematical problems, they believe that it is possible to generate over 10% a day or 100% in 5 days and stuff like that,

REAL SERIOUS BUSINESS generate relative HIGH interest compared to REAL LIFE PROGRAMS like your near BANK

my 2 cents, many people dont succeed in any part of the world and think they will succeed here just because they dont have to do anything, well the reality is another one, you must use your brain, control yourself for not being as fool as believin in SCAMS etc...

If they give me 5% from PIU I guess i will take my piece as stutgatz says.


Joan
Hi Joan,
I dont like the dx idea based on that: some without-much-use processors are mainly used by members in the system "exchanging" for profits. What a joke.

I knew many members photoshoped IDs for intgold verification and then only dx them.

I have no exact idea about the dx profits. But I can assure you those Chinese members with a bit experience get at least 50% monthly.

10% monthly?
Its not bad, but dont you think its a bit tiring to do that?
Seems there are many easier choices like fxvision, 4x-club, rm and now fxig etc.



Posted by: forwardone

The Admin is changing over servers.
Quote:
Dear Investors,

We are switching servers at the moment and the site might be unavailable or presenting errors , since we wanted to do a switch over with no downtime you might experience errors during transition. Please rest assured that changes are for good (more protection against DDoS attacks) and things will be normal by end of this week. We are still working on some issues that are indeed affecting the system.
Geoff



Posted by: forwardone

Quote:
Dear Investors,

Due to a superb technical team we managed to complete in record time the server change. Now PIU will be more protected against DDoS attacks and its ready for an increase in traffic and more Investors.

Please don`t hesitate to contact us in case you have any issues with your account or detect any bugs.

Geoff



Posted by: Sstugatz

PIU raised their monthly payouts to 8%



Posted by: FutureGizmo

8% is a good return, but if they really are into DxGold, the 8% a month return is indeed a bit low. That's one reason why I still don't wanna join them. I can find other DxGold-related programs that offer higher returns.



Posted by: piugroup

Dear everyone,

First of all thank you very much on the posts you already have made on this forum. As we saw much discussion about the profits we offer, we would like to give a short comment on this:

DXInOne is a rather complicated system. It took us (and take other merchants) a pretty long time to understand the basics, and after all they are still not "fully released". They have plans to open physical offices in all parts of the world, and offer a scala of services in the future.

The website of DXInOne went online on May 17, this year. Before DXInOne they had a 'testing system' called DXGold. Profits were pretty high in the DXGold system, but never 50% per month. I have to say Joan is right in her post, much people calculated profits on the growth of their portfolio, simply bypassing the fact, that you have to pay several fees, like the OutXchange fee, OA / DXD fees and the fees in the e-currency your receive money in.

DXInOne is still testing with some rules, resulting that last week(s) it's almost impossible to buy more digots in your portfolio. This has already affected the earnings of most DXMerchants. Therefore we offer a rather conservative return, so we can also survive these ''bad'' times. It's impossible now to offer returns like 1% per day.

And, of course, 8% per month is still better than the interest you would gain on your bank account. Please understand we are here for the long-term, the other ''DXGold-related programs" that offer higher returns may not exist much longer under the new conditions of DXInOne.......

Please contact one of us at support@Private-Investors-Union.com in case if you have any questions or comments, or go to our website www.Private-Investors-Union.com. We also advise you to register your info on our website, so you are fully updated about our program (free, no obligatory).

Best regards,

PRIVATE INVESTORS UNION

Michiel de Vries
PIU Support



Posted by: FutureGizmo

Thanks for the update, piugroup. You are right, an 8% return is definitely better than any other return from normal investment programs, especially if yours would really last for a long time. I would have invested in PIU had my goal not been to build up my capital. But once I've gained enough funds, I'll definitely channel it to PIU. Good luck and keep us updated here, PIUGroup.



Posted by: moremoe

But isn't this what Moorish is offering at 10-20% monthly?

Anyone know how long have they been in business?



Posted by: FutureGizmo

^ Which are you referring to, moremoe, Moorish or PIU?

Anyway, that's what I was saying in my previous posts, an 8% return in DxGold is rather low given that other DxGold-based programs offer higher returns. It's all a matter of choice, anyway, PIU has been paying constantly for months (or years) now, so one who's playing it safe might go with them instead of a high-paying DxGold-based program that hasn't proven itself yet.



Posted by: forwardone

PIU have announced several changes shortly to take place.
Quote:
Dear Investors,

Thank you very much for your very important support and trust.

First of all we would like to offer our most sincere condolences to anyone who might have lost a friend or a familiar in the latest disaster occurred in New Orleans by Storm Katrina. Sadly natural disasters are way to big and unpredictable to blame any human for this kinds of situations, the best we can do is just stand up and move with our lives and decide to value our life for the ones who lost it.

As usual August operations worked smooth and almost problems free.
Investors keep enjoying from our actual interest rate and thankfully website downtime was kept to a minimum.

On another issues, as some of our investors might know, Intgold made some changes to their review policies and accounts levels, so many were affected by this changes. PIU was also affected by this change but the documents wanted by Intgold were already sent to them and in no time we should have our account already at the maximum Level. Please rest assured that this problem is not affecting PIU in any ways.

On this newsletter issue we would like to write more about the future than the past:

As you might have already noticed for PIU our priority is to make our investors feel safe about what we offer and do. Trust and Support from our investors is what we are looking for and we everyday are just trying to develop policies that would benefit you and your wealth.

YOUR TRUST AND CONFIDENCE IS AS IMPORTANT FOR US AS YOUR INVESTMENT!

With that said, we would like to inform you that , by approximately end of september you will enjoy from a new idea that was tought only to make you feel safe and in really good hands. Although not much detail will be given at the moment due to the importance of the new upcoming policies we would just highlight some of the changes. We want to also thank all those investors that contributed with their ideas in order to make us better
investment managers.

1) Secure Login Area
2) New investment lines
3) Improved Login Area
4) RISK POLICY
5) Bug Fixes


We are very sure that you will be more than delighted when the fully detailed information of this new PIU upgrade is released, detailed information will be explained in the next newsletter after the changes are made on our website.

Thank you very much for your time, and we hope to always serve you as you deserve...


Geoff



Posted by: piugroup

Dear everyone,

We are pleased to announce our latest changes. Please read a copy of our newsletter below, and visit our site (http://www.Private-Investors-Union.com) for more information.

Best regards,

PIU Group


Dear Investors,

The updates to our PIU website regarding new changes were finished one week before the expected deadline. We want to thank you very much for your feedback, comments and support that made this new change possible to adapt to the needs of our investors.

We are the first group on the HYI arena that indeed offer a CASH insurance over your principal which will also be audited by independent auditors to prove the existence of it. Security for our investors has always been our priority and we find this the best method to reward you for your trust and support.

We would like to invite all our investors to visit our website in order to get all details regarding the new changes as we will address important details there.

http://www.private-investors-union.com

Before we continue to explain changes, PLEASE ATTENTION ALL INVESTORS, if you wish to move/change your investments to any other investment line please contact support, we are giving you the opportunity to move your investment to any investment line you wish. Please remember to add in your message: the amount you wish to move, your PIU username and the investment line in which you wish to participate.

List of changes and details:

1) Investors area and registration is now secured.
128 bit SSL security has been added to all important areas of PIU in order to increase security.

2) Investors Area Updates:

Added to investors area:
*Personal Quick Stats : you can now check the status of your account in a flash.

*Personal Profile: now your personal data is displayed on your investors account.

*Spend area: has been updated with instructions on how to invest on the different investment lines.

*Balance and Statements: In order to track your investments and all your historical movements. You will be able to select the months you wish to view, the investment lines, or transactions done.

*Risk Assessment: You will be able to assess the actual risk and insurance that your principal have.

3) Home page updates:

* Updated HOW IT WORKS section
* Updated Investment Lines
* Newsletter Archives available at PIU yahoo forum
* Updated FAQ
* Updated About Us
* New RISK POLICY
* Updated General Quick Stats

4) Independent Auditors:

We are glad to offer you the opportunity to prove you that we indeed hold the reserve balances we say we have. For this we have asked for the colaboration of 2 important persons in the HYI arena on the internet. As time passes and we work out agreements with other important persons we will post them on our Website as a matter to let you know who is certified as an auditor and who is not.

Independent auditors will play an important role in your personal Due Diligence about our program as they will be able to assess our accounts and let you know if the information that we display on our website are correct.

5) Investment Lines:

Our Investment Program has been divided in 4 Investment Lines, in order to adapt to everyone needs. Of course it is our best interest to let everyone decide their risk/reward level as everyone have a different perception of risk.

A new group of traders have joined our team. This group of traders were tested for a long period of time with company funds. A strong Due Diligence was made and a lot of tests in different environments were made. Now that tests have been successfully completed we proceed to offer them as an alternative for you to diversify. You can rest assured that all details were already carefully handled, and that is why there is a strict
non-disclosure agreement between us and traders in order to insure safety of everyone.


6) Ecurrency options changes:
Business Finance Group S.A have decided to limit the ecurrency options to E-gold, E-bullion and Wire Transfers. The considerations were made because of the need of stable and secure ecurrencies. Too many problems have been presented when accepting the rest of the ecurrencies specially when big amounts are received. It is important to understand that safety is our main concern and we want to offer you a safe way to invest your money.


Again we would like to thank you everyone for your important colaborations and we would like to keep hearing your comments and opinions about our new changes, we are always open to feedback and please do not forget that if you have already invested and wish to move your investment to a new investment line you are free to do so by contacting support.


PIU Team




Posted by: golddust

This program is really starting to come together and becoming a more competitive (ROI). Like FG, I am in the cash building mode and already have invested in similarly paying programs. But I will keep this one bookmarked for future long-term considerations.

golddust



Posted by: FutureGizmo

I've been looking at both Moorish and PIU and they both look ok to me, but my concern is with DxGold itself. I've been hearing stories of some DxGold traders having a hard time outexchanging funds, sometimes taking them months to complete a small amount. Won't that pose a problem to these DxGold-based programs?



Posted by: Trinary

PIU is moving out of DXGold I believe and now runs forex and other such things. I'm waiting for them to get ST/Boulat verified and then I might jump in.

I originally skipped them because I'm very dubious about dxgold, but they seems to be out of that now.



Posted by: piugroup

Dear everyone,

Thanks for your posts here. It's good to see how and what people think about our program PIU, and what questions / doubts there currently are.

FutureGizmo, you are right. DXGold is not performing as it should be due to extended OutXchange times. You can still make good profits within DXInOne, but the main problem is, you cannot get the funds out of the DXSystem.

Private Investors Union have never been solely depending on gold exchangers. We always believed in the power of diversification. As you can see on the website, currently only the funds in one investment line (PIU Flexi 10) are used for the gold exchangers, the funds coming from the other 3 lines are used in securities trading.

We have developed a strict risk policy as well, guaranteed by audits of currently 3 different people / programs. Now it's possible to insure your investments, so now you can choose how risky and how profitable your investment should be, giving the 4 investment lines.

Thanks for your time and support, and when you have any more questions or want more information, just go to the website at www.Private-Investors-Union.com, and use the contact form there.

Best regards,

PIU Group
http://www.Private-Investors-Union.com



Posted by: FutureGizmo

Quote:
Originally Posted by Trinary
PIU is moving out of DXGold I believe and now runs forex and other such things. I'm waiting for them to get ST/Boulat verified and then I might jump in.

I originally skipped them because I'm very dubious about dxgold, but they seems to be out of that now.


If that's the case then I might take a look at them too. I too skipped PIU before because I thought 5% (then they raised it to 8%) was too low a return for a DxGold-based program. Also I was doubting about the legitimacy and sustainability of DxGold itself.

Nice to hear from you, piugroup, I think I'll join your program sooner than I expected



Posted by: golddust

Welcome PIUgroup and it is good to hear more detail as to what is going on with the program. I have been 'watching' and have PIU on my list of possibilities.


golddust



Posted by: moremoe

I am invested with Moorish and have been satisfied that Doro is honest and realistic with his expectations re DX. He seems to succeed where others have failed, perhaps because he has longer experience. Nonetheless he has made it clear that there are slow periods and not always smooth sailing. His conservative approach, however, has never failed investors, and my 20% monthly is a decent return...

As for PIU my only minor concern is that they are so reliant on day trading (securities). Why not a forex component? I see where the Active 100 garnered 12% returns last month, but how has it performed for the past 6 or 12 months?



Posted by: piugroup

Dear everyone,

Please find below the e-told review, taken from their e-told reports from Thursday, October 6.

Program Review - Private Investors Union [PIU Group]
First Appearance at e-Told.org October 6, 2005

http://www.private-investors-union.com
Contact Address Online Form Only

Program Overview

The program being offered to high yield investors is a part of the Business Finance Group S.A., which is registered in Costa Rica. This Costa Rican Company will be fully responsible for all accounting and the managing of the funds. The corporation documents are made available to program accountholders.

The program currently does not support any office space. The current founders and support staff is located in different locations. Primarily the co-founders are located in Europe. Micheline Stauffer, Remco de Bokx, and Lynnette Hannon are the co-founders of Private-Investors-Union. The program has three other "employees." They are Marcelle Bonett, Michiel de Vries, and Elle Sanders.

The founders have been working together for about three years. The primary responsibilities of the founders are related to decision making, money management, and risk management, due diligence over new opportunities and funding. The three co-founders are then the owners of Business Finance Group S.A. as that is the location handling accounting and managing the funds.

For the investors, you will likely be dealing with Marcelle Bonett, Michiel de Vries, and Elle Sanders. These three will be handling support, marketing and the other functions needed to operate at the investor level.

The success of this group is designed around creating a stable monthly income. The group has developed "investment lines" that has provided low risk returns. Gains are maximized to avoid any losses. The program has been actively pursuing online investors since February 2005. The Admin claims the group has been working offline since 2003.As for online investors, the online launch date is what you go by.

General returns are made through gold exchangers and through the program's traders. The program claims to use program funds to test new opportunities. The group co-founders do not trader personal. This is the responsibility of two hired traders.

Program Setup

The program is offering numerous plans for investors to choose from. The "PIU Active 100" has a minimum deposit of $100 with payments of 12% compounded made monthly for a term of twelve months.

The next plan is called "PIU Super 80" and also has a minimum deposit of $100. The term for this plan is for 183 days or six months. The payout is expected to be 10% monthly compounded.

The "PIU Relaxed 50" plan has a minimum deposit of $100 with a term of 93 days or three months. The payout is equal to about 8% compounded monthly.

The "PIU Flexi 10" plan is a gold exchanger plan that offers a minimum deposit of $100 and a term of 31 days and a payout rate of 8% compounded.

If you are interested in having your own Managed Forex account you will need a minimum investment of $20,000. You can expect a minimum gain of 3% monthly. The Forex account will be in your name. The trader will only have power of attorney to trade, but not power for funds withdrawal.

The program currently accepts e-Gold, e-Bullion and Bank Wires. The program is not offering a referral plan to all members. According to the information the program, anyone wanting to promote this program will have to contact the Administration and supply information directly.

Domain & Server Information

IP Address: 65.98.115.36
Host Name and Location: Pegasus Web Technologies Parsippany NJ
Domain Registration: Whois Privacy Protection Service, Inc. through the Whois Agent registered the domain for this group. This organization is located in Bellevue, WA.
The domain was created on January 20, 2005 and is being maintained through ns3.hannonweb1.net.


The Bottom Line

This program is operating the server. The Admin has also protected the server from Denial of Service attacks [DDoS]. As most should be aware even the most protected site can sometimes have downtime.

This program has created a YahooGroup so that members and non-members can get some information. The forum is located at http://groups.yahoo.com/group/piugroup

In case of disruptions or attacks the database is being maintained at a mirrored location that is not being disclosed. The web site is not mirrored, therefore in case of fire, go to the YahooGroup.

The program has created a reserve account and plan to offer communication with investors. The group is also offering RSS texts for those who always had problems receiving emails. Contact the support department of the program for details.

There is risk in all forms of online or offline investments. For an online investment, the Admin of Private Investors Union seems to be on the up and up. There is always risk, but this program bring you an opportunitiy with low to meduim risk and possible long-term growth.

(source: e-told reports for Friday October 6, 2005. www.e-told.org)



Posted by: piugroup

Dear moremoe,

Thanks for your post.

We understand your concern regarding the securities trading. Although we are not allowed to submit more information, due to the non-disclosure agreement we have with our traders, we can say the founders of PIU have tested this investment opportunity thoroughly before we decided to make it available for our investors.

These investment lines are recently added to the PIU Program, so there is no trading history yet. Therefore we just showed the safety to our investors, by developing our unique risk policy (cash insurance), and the audit of several external auditors (trusted people from the HYI area).

Best regards,

Michiel de Vries
PIU Group



Posted by: forwardone

Part of their latest update:-

Quote:
New Due Diligence groups:

We would like to proudly let you know that we have been accepted and verified by some Due Diligence groups, it is always a honor for us to count with honest persons that take care of their investors or members by exercising proper due diligence, we encourage due diligence and it will always a pleasure for us to work with honest groups.

Between those groups are:
1) BMT Club ( http://www.bmtclub.com )
2) Private Funds ( http://www.privatefunds.blogspot.com )

We would like to write a special note for all our investors which ask us WHY aren`t we listed in Feeder Funds pool of programs. The reason is only one, in order for us to be listed in their pool of programs we are obligated to raise the minimum investment to over 1000 usd. Sincerely that is not something that we would like to do, our group was created with the idea to have this kind of opportunities available to everyone and not for some ones. We believe that the small investor or even the poor person have also the right to have a brighter future.




Posted by: golddust

This program has many excellent features to ensure against losses;
1- they have audits, next expected 01/06
2- they have a reserve fund
3- they have an insurance program
4- Sensa Trust Approved!

Also they have just begun a Referral program- you have to actually apply to admin by answering some questions.

This program should be part of everyones long term, secure strategy.

golddust



Posted by: moremoe

What a rarity in the hyip realm! I hope they will endure for many years...



Posted by: FutureGizmo

this should indeed be part of one's portfolio. i'm looking forward to a long-term partnership with this one..



Posted by: moremoe

Just one caveat; the 12 month lock on the highest yield fund. Seems excessive...



Posted by: golddust

Reasonable point, however, at 12%/mo you have reached breakeven at 8.3 months, technically you have your principle back then; the following months are profits, or you could reinvest in another 12 months at that point. I guess there are several strategy plans you could consider, but if 12 months lockin is outside your comfort zone, then move on.

golddust



Posted by: piugroup

Dear everyone,

Please find below PIU's newest update. Happy holidays and thanks for your trust!

Best regards,

Michiel de Vries
PIU Support

Quote:
Dear Investors,

Again, we sincerely thank every one of you for your amazing support and caring. Your desire to work with us is the best proof we have that we are on the right track and are providing you a quality service in exchange for your confidence in us.

Since this will be our last newsletter for the year 2005, The PIU Team and Business Finance Group S.A would like to wish you HAPPY HOLIDAYS and a WONDERFUL HAPPY NEW YEAR in 2006.

December is always a month to think about what you have done in the past year (2005), how many of your goals were met and how many were not, and a time to set up goals for the new year and to imagine yourself succeeding in all of them. We also encourage everyone to spend quality time with their family, as they are one of the best gifts that we have been given.

Now for the business part:

1) The month of November passed with no issues at all. All goals were met and even surpassed.

2) We would like to inform you that our domain registration has been extended for another 5 years, up to Jan 20th 2011.

3) We would like to recommend to all PIU members that are using an AOL email account and who feel they are not receiving communications from PIU to please change your email address or check your SPAM box regularly.

PIU Audits

In January 2006, the expected new audit process will begin in which all our certified auditors will receive original bank statements from our account to show proof that we are holding the amounts required to honor our risk policy. As usual we would like to thank every one of them for their desire to help us in order to prove that there are still honest companies which really want to run an honest business.

As you might know the PIU risk policy was created in order to prove important points:

1) That we have a sound money management strategy

2) That we are not in any way a PONZI or FAKE investment program. If you do some basic math,
you would understand that it would be impossible for us to hold a reserve balance that will be constantly increasing as investors invest with us, and if our intentions are not the best, WHY then would we offer you an auditing process at our own free will.

We have always believed that the best way to prove that we are a Real company with financial capabilities is to produce real gains, which we will do with consistency and time. Time is the most important factor, since it will slowly tear apart all those PONZI or FAKE companies that claim to have a source for generating income.

PIU RECOMMENDATIONS

We would like to encourage our investors to be realistic. Considering the contacts we have and with the knowledge accumulated over the years by BFG S.A advisors, we believe it is impossible to make in a consistent way 1% a day, much less 2 - 3 or 4% a day as some claim. As the amount of investment principal in a company increases, the possibility to achieve such a goal becomes harder. If you just do some basic math and calculate how much money you have lost in 2005 by putting money into those unrealistic companies, and then think what would have happened if you just put it into a real company like PIU, then, for sure, you would see more positive financial progress than you are seeing now. It is just a matter of having patience and a diversification plan.

Unfortunately for many investors, we cannot compare to all those scams around in the internet that offer 50% a week or even 30% a month. But for us, the PIU Group and BFG S.A, our only comparatives are banks and other financial institutional which offer money funds, mutual funds or other long or short-term investment-type programs. So if you do compare us with those that we are trying to compete with, then you will be able to see how well we perform against our competition. In fact, those groups will not offer you a risk protection against your principal such as we offer!

PIU 2006

As you all know PIU is always in constant evolution to offer our members the best services available. What's new with us:

-- Starting in January 2006, PIU Online support.

We will start offering a scheduled online support service to all our investors and visitors.

Again, we hope each and every one of you has a great time in December with wonderful holidays and many fond memories, and that you enjoy your first steps to financial freedom through us. We wish you the very best in your future, and we look forward to a long-term and prosperous business relationship with you.

The PIU Team
HAPPY HOLIDAYS and HAPPY NEW YEAR 2006




Posted by: golddust

Good Newsletter, great long term program!


golddust



Posted by: SoothSayeR

Agreed! High hopes for this opp



Posted by: golddust

This is one I can recommend with little hesitation. Good addition in the long-term, steady, safe return category.



Posted by: forwardone

PIU Newsletter 1/10/06
Quote:
AUDITS:

All our certified auditors and a small group of investors have received via postal mail, original statements of our bank account showing that we indeed hold the needed amount to cover the Minimum amount needed cover risk. Audits concluded successfully as expected. At this moment auditors are preparing the reports in order to be posted online. Our expected next Audit Review will be during the month of May 2006.


LATEST EGOLD PANIC:

We have received many support tickets asking almost the same question:
How are we dealing with current e-gold situation and if we will be affected in any way...

First of all, please let us direct you to a letter found in egold website and written by actual chairman of e-gold:
http://www.e-gold.com/letter.html

Here is our situation and our point of view:

We are not in any way directly related to e-gold nor we are using the following explanation as an excuse for e-gold but it is important to have a straight view instead of just listen to opinions no matter how "reliable" they are:

E-gold was the first company of its kind, with more than 5 years in the online market, it is actually one of the only which in fact is backed by real gold. In our experience and during all e-gold existence they have been target of investigations by regulating governments and commissions without any problems at all. In fact many of them you have never heard because there was no "hype" about it comming from remarkable "sources".


The point we are trying to make is that this is not the first time and as they address on the egold letter such investigation happened on early days of December which was long time ago and if you are starting to REACT now it is indeed too late to do so, if thing were about to go wrong you for sure wont be able to sell your e-gold now, which is NOT happening, Omnipay is processing payments, London Gold Exchange is processing payments,
Icegold is processing payments, without any excuses, if it is slow is because of the inmense panic selling happening.


Once explained our point of view of the current situation lets explain our methods to protect us:

We would like to recall the days PIU used to accept Intgold as a method for deposits, and also recall when PIU stopped accepting such ecurrency.
Maybe many of our new investors might not remember but 3 month before such collapse of Intgold PIU stopped accepting this ecurrency.

Was that luck? or was that planned? Certainly it was not luck, it was proper risk management, PIU noted certain irregularities and immediately ceased working with Intgold, not even 1 dime was lost during the process.

Now we would like you to check this important "basic guideline" of our program which is written in our "how it works" section :

"You can invest at any time of the year, interest gains will start after 5 business days of investment deposit."

The reason for this guideline is because every investment we receive which surpases our minimum reserve balance needed to be hold in certain e-currency, will be immediately transferred to our bank accounts for further transfer to trading accounts. That means that our latent risk in ecurrency is actually very low as everything is almost immediately sent to our bank accounts.


Please note that we also offer the possibility to wire transfer directly to our bank accounts, which is the best thing to do as no matter what ecurrency is used such must be converted to hard cash and sent to trading accounts.
If you are considering buying egold or ebullion to invest with us, it is preferable to skip that step and transfer directly to our accounts.

As you might note in our latest audit and the audits to come, they are from our bank accounts and not from ecurrencies, that is because balances are held in its majority in bank accounts and not in ecurrencies.

To conclude we still accept e-gold and we still have enough trust in it to keep it as a viable investment method, again our Risk Management and Money Management policies where stablished way before those problems arised as it is not new that ecurrencies might collapse.

Without anything else to add for this Month, except to wish you the best of the best in your future business relationships and goals...




Posted by: golddust

Anniversary Newsletter:

Quote:
*** PIU GROUP INFORMATIVE NEWSLETTER ***



Dear PIU Investors,

As usual, thank you very much for your continued support and desire to work together with us. It is a great honor to have such an excellent group of investors willing to help us grow as much as we do help you grow.

The reason for this early newsletter is to let you know that on February 1st, PIU will have its 1st anniversary. Already 1 year working for you and evolving to always offer you the best service around.

We by nature are a very conservative group, we look to offer you 100% more safety than risk but also trying to have a competitive ROI. It is a hard to mix combination but thanks to the effort of all the members that make PIU and BFG S.A this goal is achieved. Of course we also thank you for your trust which is the most important role on this venture.

Time, changes, evolution, trust and support have shown that PIU is able to cope with those changing winds that always surround the financial business, always trying to be a step ahead of any possible situation to offer you safety. It is our most important goal to share with you many many more years of success together until we help you all achieve financial freedom.

Regarding this important moment, the PIU Group decided to offer all our investors a special bonus day, please note that this is just an anniversary gift and not a marketing campaign, we are just trying to make a present to you for your trust:

ALL DEPOSITS RECEIVED DURING FEBRUARY 1st and FEBRUARY

2nd WILL BE ADDED AN EXTRA 5%.

Of course some conditions and rules apply, please read them in details:

1) This special bonus apply only to deposits made on the following investment lines:

PIU Relaxed 50, PIU Super 80, PIU Active 100.

2) This special bonus will be added ONLY on newly added funds, that mean that your maximum peak balance will be calculated and if you surpass such balance with your new funds then you will receive 5% over that new balance generated. That also means that trying to withdraw funds to reinvest them on those dates will not receive any extra bonus.
3) If you roll your PIU FLEXI 10 investment to any other investment line during Feb 1st and Feb 2nd, you will also receive a 5% extra bonus over the amount you decide to roll.
4) Investors that wish to use the wire transfer method to invest and send the wire transfer or we receive a wire transfer during these 2 days , they will also be granted the 5% bonus.
Again we thank you very much for your time and wishing you always the best in all your endeavours.
Also please stay tuned for our next newsletter close to Feb 1st for more informations and updates.

The PIU Team




FFI: http://www.private-investors-union.com


golddust






Posted by: clifton

Congratulations, PIU!



Posted by: golddust

I gain more and more respect for this program every time I receive 'news'. Here is the latest:
Quote:
***PIU GROUP INFORMATIVE NEWSLETTER ***

Dear Investor,

As usual thank you very much for your continued support and trust in our program in which we make all efforts possible to offer you the best service and stable opportunity for the longer term.

We are very happy with our sustained growth which shows your preference for us and common sense.February was a very exciting month for PIU,considering our first anniversary online in which we offered a bonus to our loyal and new investors. Investment performance for the month of February was as expected.

PIU technical updates:

Our technical team have been working in the internal system of PIU, also developing new projects to further secure communications and increase database performance. Hopefully by end of March we will be announcing some of the new features. These features have nothing to do with investments but with technical updates of our managerial system.

IMPORTANT Recommendation:

Before you invest with us, please make sure you understand how the program works, read the website thoroughly including the FAQ, there are reasons for why we would offer a higher interest gain in PIU active 100 than in PIU Flexi 10, these reasons are the LOCK UP periods and risk protection, which means that no interest or principal will be available for withdrawal during that time period. All the information regarding our programs is in our website and once there is something that you still cannot understand then please contact PIU Support.

For this very same reason we have made an update of our Agreement and Terms of Use with the following paragraphs:

F. Once you have selected a specific investment line for your funds, you will not be able to downgrade to a lower time lockup investment line or withdraw funds until full maturity of the actual investment line your funds are in.

G. Your selection of an investment line is considered that you have read, understood and agreed with the terms of it.

It is important that you understand the importance for us , since funds distribution in our trading accounts are allocated depending on the timeframes in which we count we will have the investments for further work.

Common Questions Received in PIU Support:

We would like to take some space here to do some collective answering for questions that have

been asked many times by our investors:

1) How long will PIU be offering this opportunity?

2) Is there a maximum amount I can achieve over time with PIU?

3) Why is PIU in the HYIP arena if you say it is not an HYIP?

4) Does PIU have any physical offices?


Most of our investors, after doing some basic calculations about our compounded interest, note that after 4 or 5 years the numbers would have accumulated in a very staggering way, which also makes these 2 questions, critical, Longevity and Capability.
Lets start with some history from our business Group.
The whole idea of starting a business opportunity like this started 5 years ago, it wasn't until 2004 when we first opened our Business Company in Costa Rica and decided to offer our idea to the public, during all these 4 years we were looking for a financial vehicle that would be able to provide exactly what we are providing to you right now, that means the ability to sustain growth, longevity, consistency and most importantly safety.
Our business opportunity was setup in a very conservative way at the very beginning (if some of you remember we only had a plan of 5%/month/compounded) thus giving us the opportunity to keep our evolution after many tests, evaluation and observations. After many quite complex money management tests from trading models developed by our traders we were able to discover that we could offer you the actual risk policy in which your funds will be protected after a certain period of time, thus almost taking out the risk to your principal. We are sure you wonder what about the money at risk? The money at risk is our very own profits, so what we say is that our ability to profit from your trust is directly related to our honesty. We believe that we will be able to make more money if we are honest than if we are not.

Our actual plans are for the very long term, we have a very successful strategy that enable us to offer you an amazing capability to profit and our goals although still confidential are aimed for the range of 5-10 years. If in a worst case scenario we have to shut down our business not because of a LOSS but just because any other reason, funds and gains will be returned immediately to you, that is not in question.

The possibility of PIU going "private" (please note we have never considered this an option) is mostly dependant on our administrative abilities, actually our technical team keep working to offer us the most efficient way to administer our investors account and thus be able to handle a large client base while keeping our services as good as usual.

Private-Investors-Union.com was initially created to reach the HYIP market and to offer the small investor the opportunity to enter in what we would call a program only available for the very rich masses. Of course our intention have always been able to help those investors who have been severely hurt by other programs that resulted in scam. We understand that this very same fact raise flags among those that have been hurt before. PIU have evolved over

time and since the very beginning we are not to be compared with any other program out there, how can you we say that? Just by these very unique facts:

1) We offer a risk policy which is audited by third party auditors, being that TRANSPARENT shall be considered a good sign that our intentions are real.

2) We offer realistic returns, those who are serious must understand that is so to say "impossible" to pay a percentage figure "daily" or even weekly, in factalso monthly is very hard to achieve, it is our money management and our long term programs that let us profit and let us give you a considerable profit and the only reason for this is because money is being invested in real financial instruments.

Of course this is also directly related to our mostly asked question, about our physical offices. But before answering this question, lets consider some of the "most" controlled environment for investing, the USA, have you ever thought about those American Funds which were also registered in the SEC and had offices everywhere, who were only there to scam funds to people? With that we would like to make you understand that it is not a physical office or a phone number that will make your money safe, it is the people behind it, the real initial intentions and their ability to change when a change is needed.

If we do not offer phone numbers it is mostly because of the overheads this might cause to our business, please remember that at this very moment there are over 2400 members registered and growing, over 600 active investors, the overheads would be unbearable and unsustainable considering our minimum investments. We would have to hire more personnel and this incurs more expenses for our business. The internet is a very powerful tool to leverage but also very misused by crooks who stain the power of this tool.

Details about our solution to this problem will not be available until after our second anniversary online.

The human being was born with something that is very unique in them and that is "wisdom", it is this wisdom that can separate the winners from the losers, or the intelligent from the fool. Also with this wisdom we were also given flaws, like greed, fear, ego etc. more thoughts about this in our next newsletter.

A Wise investor would:

1) Diversify

2) Have sound money management

3) Be realistic, and honest with him/herself

4) Gather important information

We hope we have been able to answer many of the questions that wander the minds of our investors after PIU having achieved its first year online in a very successful way. As usual we wish you a very long term business relationship with us and that you feel that we are here to serve you for the long term.
THE PIU TEAM







Posted by: clifton

Its good to see that they have realistic view on the things and address issues which the most programs are shy to address



Posted by: SoothSayeR

Quote:
Dear Investors,

First of all thank you very much to the newcommers and the ones that have a long time working with us.

Unfortunately this is a kind of Emergency Newsletter, in which we are forced to express that we were unfairly threatened by our ISP
due to a group of merciless persons that were using our URL to spam everyone that is not even in our database client list. Of course the
spammed people with reasons complained to spam authorities and our ISP was threatened with full ban of their whole network. They call
this situation being "Joe-jobbed". We had to take our site down in order to move it to another host.

Please rest assured that your funds are not in any way compromised by this kind of actions, nor it is our program, but only our online
presence and your ability to check your accounts online. As you might know we do have our backup system ready to work for this
emergency and you will keep receiving emails from our mirror system regarding the interest earnings of your accounts including this very
same email for further future notifications.

At this moment we are working immediately on leasing another host provider and to let them know beforehand that this kind of situation
will continue, so they are prepared and do not let our site go down again. We estimate that in about 3-4 days our online presence and
your ability to check your accounts will be again restored.

On the meanwhile you can communicate with us using our yahoo groups in case of emergency, unfortunately we will not be able to process
any withdrawals due to the lack of the full admin system until our online systems are fully restored.
http://groups.yahoo.com/group/piugroup/


This is a very important moment for us, specially to prove you that we indeed have taken all the measures necessary to cover this kind
of extreme situations. We repeat that we are again very serious about our endeavours and we have spent in resources to cover this
kind of situations, so please rest assured that this is just a small problem that will be corrected as soon as possible.

if you wish to communicate with PIU support via Email please feel free to do so by writing at piu_spprt1@yahoo.com

We thank you very much for your understanding and continued trust and support. We are here for you and will be here for you.

The PIU Team




Posted by: candy

The "powers that be" need to start going after the senders of spam not the easy targets. The message at the PIU site noted that no referral link was used in the spam messages since the sender is not trying to earn commissions it should be obvious that the motive for spamming was not profit but mischief. It is possible to track the sender if you want to and it should be done if the want to claim that PIU is responsible they should provide proof that the spam originated from them otherwise anyone with a site can be attacked this way. Who can we email to complain that the regulators are not going after the prepetrators?



Posted by: forwardone

These people can make a lot of mischief by doing this sort of thing - bad news.



Posted by: clifton

The site is particulary back for me, although the pictures are missing and I cannot log in. Probably they are still working on it



Posted by: piugroup

Dear Group,
we thank you very much for your understanding and
positive support regarding our current situation, at
this moment PIU online presence is UP, at this moment
the client account system is still offline and very
important changes will be done in order to insure that
this wont happen again, so please cope with us in
order to have everything set and working and as soon
as it is all running you will be able to note
the changes and safety procedures to protect you from
being offline again.

Again we thank you very much for your time and
understanding

PIU Team



Posted by: golddust

From Yahoo forum:

Quote:
Dear Investors,

We were just informed that the new changes are ready and that we are
just waiting for our new SSL certificate in order to start
communicating with our Active Investors to recover regular access to
the client area.

You will note many different changes and more security checks in the
process of logging in to your account.

We again ask you to forgive us because of the situation and hope you
understand that we are working as fast as possible to reestablish the
service as usual.

Thank you very much for your time

The PIU Team




Posted by: clifton

I just received an email, supposingly from PIU, but coming from address at @bfgadmin.com. It says confidential so i will not post it here, but it asks us to log in with our username and pass on some url at domain bfgadmin.com. That admin looks to be just registered.
Did someone received that? Can someone confirm if it is really from PIU or a phishing mail? Looks very fishy for me



Posted by: candy

I got the same email.
There was nothing on the YG about a changed name so I have not entered my info at that (name deleted) site until I check the YG again.



Posted by: candy

Still nothing about ??? at the YG.
Sent a question about the email to the group. I am not going to use the ??? site until I get something from the YG.



Posted by: candy

The email is apparently from PIU as they posted my question at thier YG with the name of the site xxxed to protect the site.

There are reports of login problems with the code you get.
The PIU site indicates you will always need this code to access your accout.



Posted by: golddust

From PIU YG:

Quote:
dear Active Investors

Thank you very much for your patience and time,, please understand
that we need to educate all our investors and respond at least 200
emails per day in order to help you all, we have backlog and for this
reason we are not answering as fast as usual.

Some tips for those for who are having problems accessing the account,
please do not omit the special characters like for example the "-"
sign. There are some codes that will have a - at the very beginning
you MUST include that code in your URL query.

Hope this helps and please we ask you to remain calmed while we answer
all your enquiries.

Hope we have been of assistance
Marcelle Bonett
PIU support




Posted by: golddust

Late Announcement from last night:

Quote:
Dear Investors,

We want to let you know that another wave of Spam attacked our
domain name private-investors-union.com again and the host provider
shut down the website.

As usual we are moving our online presence to another hosting and we
expect to be up and running in just 24 hours.

On another news, the directors of PIU have decided to go Private, so
we will be giving more news about how to ask for access to PIU once
it is back online.

We really want to apologize for all the inconveniences that this
might cause to you, but sincerely we do not have the time to "play"
with some kids or groups of idle persons that want to mess around
with our very serious and important program. We strive our best to
protect your interest and this move is directed to the protection of
you and our program.

As usual please remit all important correspondence or news to
piu_spprt1@yahoo.com we will be more than happy to answer your
enquiries.

We thank you very much for your time and apologize for the
inconvenience.


THE PIU TEAM


Keep up to date at the forum, communications have been good there.

golddust




Posted by: piugroup

Dear PIU members,

We are more than delighted to let you know that we
found a great offshore hosting service that will host
our site and by Monday PIU should be online and
running again with no problems.

We also want to apologize for the delay but we rather
prefer offer you a quality service than a mediocre
one.

Please also expect more news regarding the
solicitation of information to access PIU since it
will be PRIVATE.

We thank you very much for your understanding

The PIU Team



Posted by: piugroup

Dear Members,

We just wanted to let you know that PIU website is
online again, if you are still not able to see the
website please wait until your ISP receive the new DNS
of our website this can take between 24-48 hours.

Once all details have been fixed PIU will be private
and you will need to request access to the website to
support: support@private-investors-union.com

Regarding PIU going private we might wait at least
48-72 hours to go private, but please understand that
with going private we mean that interested investors
will need to solicit access to enter PIU site and THAT
WE WILL KEEP ACCEPTING MEMBERS AS USUAL.

We want to thank you very much for your patience and
for being so supportive.

The PIU Team



Posted by: golddust

Finally have the status of PIU clear. PIU is now a private program to the extent that you can not access the site as a member or potential member without a username and password. New members are still welcome.
I am a big supporter of this program, and will gladly provide a 'visitor' password to anyone who would like to take a look.
Referral links are really not useful, as when they are used they require the magic words before you can go any further.

golddust



Posted by: forwardone

Private is the way to go for any genuine programs, and for sure PIU does enjoy a good reputation as far as I can tell.



Posted by: moremoe

Yes, it took me a long time and many questions before i joined, but very happy I did. A class organization all the way...



Posted by: golddust

Announced Today:
Quote:
You are receiving this message because you joined Private Investors
Union`s yahoo group, you will only receive this message one time.

We thank you all for your time and your interest in our program, we
wanted to inform you that PIU is now closed for new members, a new
follow up program is already open for the public. Please refer to
our new program by going to this website:

http://www.bfgintlholding.com

We will be more than happy to help you with anything you might need
and we expect to give you the always great service as usual.

Thank you very much for your time
The PIU Team



The new program seems to have been developed to promote IPU's recently established relationship with Hatfield Oaks. The BFG program is just a continuation of the PIU program but with less benefits as the PIU program. (Lowered interest rates and also the risk policy funds protection) The BFG program is open to the public and normally accessible as PIU once was in the past.

While BFG is open to the public, further details pertaining to PIU members is confidential.

golddust




Posted by: SupaMonkey

Aaaarrrrrgh, where's it gone?

Can someone pm me the new url pls.

Tx



Posted by: forwardone

I hear there`s bad news coming out from PIU. Anyone have any specific information at all?



Posted by: clifton

Well, it's closing (scamming). The news is too long, otherwise i would post it for everyone.



Posted by: golddust

As a member, I am obligated not to divulge information concerning PIU or its status.
I disagree with Clifton that it is closing or scamming, but it is likely PIU will no longer be making payments, so in effect yes, closing but it is not so stated, atm.
Members should read the "News" and then the 47 page PDF document which details the circumstances with the "investment company".
PIU has paid for 1 year and 11 months. For serious investors, this perhaps is a guideline for keeping your funds anywhere.
I'm fairly certain the detailed information will be posted by someone publically since the status appears unrecoverable, IMO. (Maybe, this has already occured elsewhere).

golddust



Posted by: forwardone

That`s sad, especially for a program which has successfully paid out for so long and has had a few obstacles to overcome since its beginning.



Posted by: golddust

Very true. I guess destiny had a favorable role here; PIU has not been accepting new members for quite a few months. Hopefully veteran members have recovered their seed.



Posted by: candy

If PIU is telling the truth has this effected the accounts at bfgintlholding?
I doubt that the "investment company" would have only taken PIU accounts and not the bfg funds.



Posted by: golddust

I've yet to learn of this, but certainly it would be logical in the scheme of things....



Posted by: falafel

Will we get refund?



Posted by: clifton

I would not hope too much, falafel.



Posted by: golddust

Here is some further information about the complaint being filed on behalf of PIU investors; I have a contact who has been in touch with PIU admins. It seems to him they are above-board, and have asked for help from investors. The San Jose, CA office of the US Secret Service has already been contacted. They are beginning a preliminary look at this case. A factor in this matter - the alleged stolen money was invested in the US, and it was over $1M. This is favorable to the investigation and the SS feels the scammers should be found with relative ease.

In order to assist in the investigation, confirmation of the loss of at least $50K of U.S. investment is needed, for the CA Attorney General to get involved.
If you are interested in being involved in the investigation and possible recovery of funds, PM me, include a good email and the amount you invested, and I'll add you to a list I am compiling to forward to my contact. He will follow up with you regarding info for the Secret Service agent, case #, etc. so you can be directly informed in the investigation.
This contact has spoken at length with this agent, who has give assurance that in no way are American citizens breaking the law by investing online in what appeared to be a legitimate investment opportunity. In this regard, usually the FED is most concerned about any 'earnings' from these kind of investments, but since atm all is considered a loss, it shouldn't be too much of a concern to inform the SS of the money you lost. Of course that is a decision to be evaluated based on individual circumstances, since the amount you invested 'might' be of interest.


golddust



Posted by: clifton

There is a good article about PIU lies here: http://www.pinoymoneytalk.com/2007/...re-lies-at-piu/



Posted by: golddust

Perhaps in response to this, PIU has sent out this general announcement:
Quote:
*** PIU GROUP INFORMATIVE NEWSLETTER ***
************************************************** ****************



We have been working in the background to try to see if there is some way that any of our funds can be recovered from Financia Investing and in particular Gregory Dixon.

Apparently the US authorities will not even start an investigation unless they have complaints from US investors with lost funds amounting to (between them) at least $50,000.

We have a couple of US investors already who are willing to put their names forward but we need more of you so that the US authorites will at least start the ball rolling.

If anyone is willing to help, please email support@bfgadmin.com with your username and the amount you invested in PIU and we will give you more details. For the moment this information is only needed from our US investors as those are the only people that the authorities will take notice of.




Posted by: falafel

Although it is a good action on PIU's part, I think they still miss the point of the article. The article in http://www.pinoymoneytalk.com/2007/...rs-union-lying/ is asking whether PIU already collapsed in 2005 because Financia Investing collapsed in 2005, and if so, why didn't PIU tell its investors about it and why they continued to get deposits from members. If Financia Investing already collapsed in 2005, where did the deposits in 2006 go?



Posted by: golddust

The most recent actions by PIU are a diversion, IMO, from responding to the truth of their non-disclosure and involvement in this scam. They want investors to believe they are innocent and are going to work on the investors behalf.
I'll have to read the article again concerning those dates, I thought the collapse was at the end of 2006. And all the funds went to the same place, where ever that is.




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