Yuccasha Investments (YI)

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This week, we celebrated YuccaGoals' first anniversary. The program
started in September 2002 and ran consistently and most of the time
(yet not always) smoothly since.

Time for some serious accounting and a general make-over for that
wonderful, irresistible old girl.

>From the beginning of February 2003 on, since I worked with those
absolutely outstanding business partners, they waved their wands,
used their skills, and performed whatever I challenged them to in
order to satisfy the needs of my programs.

They would certainly be able to do so forever. Yet, the troops are
getting restless. What I am facing here at this present moment in
time is nothing more and nothing less than an ULTIMATUM. "Fish or
cut bait", is what it all boils down to.

I am asked to reduce pressure (and thus risk of losses) by reducing
the required ROI per month that, under the current policy, they
have no choice but to deliver. Bear in mind that these people are
actually performing for regular YuccaGoals returns, catching-up for
the remaining "old phase" principals, and last but not least allowing
YuccaLoan recovery to progress.

We have been working this whole week, discussing, modifying,
developing, calculating, reasoning, and finally came to a conclusion
which each of us deemed a valuable solution (especially me, as I
would not want to change horses in the middle of the ride again,
I sure do have some of the best ones and want to keep them).

Here is what is going to happen to YuccaGoals.

Effective immediately, rules and policy of YuccaGoals will
experience major modifications that will add to the program's
performance, reliability, and longevity.

(1) Returns per month will be variable, whereas previously the
program paid a fixed interest of 30% per month.

(2) In order to treat all members equally and make sure a given
percentage of returns applies to all members there will only be
one payday per month, which will be the last day of a month.

(3) Total return on a given loan will be 300%, principal included.
This equals a net profit of 200%, whereas YuccaGoals previously
paid a net profit of 120%.

(4) Likewise, existing loans will be recalculated and increased to
a 300% return and are subject to variable payments.

(5) As principals are included in the total returns of 300%,
automatic reinvestment of principal ("Rollover") is not an
option any longer but returns on all remaining funds will be
extended up to 300%. After that, redeposits are welcome.

(6) Funds may be deposited at any time during the month.
Payments for the first month will be prorated based on the
number of business days funds are with us.

(7) I will update the website at http://www.yuccasha.net
accordingly. A much needed FAQ page is being worked at.

I take it you agree with me that these modifications reflect the
actual necessities of the market and are meant to enhance your
program by assuring growth and stability.

Ricky
Yuccasha Investments

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Dear Members.

About 6 months ago, some members voiced their interest in a medium or long term program under the roof of Yuccasha Investments and at the same time made perfectly clear that they would prefer this to be a private investment without any presentation or updates whatsoever to the HYIP public.

You asked for it, and we listened and got to work. We designed and developped during this summer and fall, and are ready to present the result now, consisting in a medium term and a long term program which will both be run totally separate from existing Yucca programs.

My favorite trader who's trading record hardly showed any losses during the last months (and if at all they were minor ones) will open a separate account and extend his work allowing a few selected Yucca members and friends to contribute to it.

There is one thing I cannot emphasize enough right from the start. This will not be a "program" like the ones you used to know and be involved in. There will be some major differences.

(1) We already started to accept funds and will close the doors for these programs as soon as the amount assigned to each of them reaches $50,000. We plan on sending the money to the trade account within the first business week of January.

(2) Members who participate in these special programs will belong to what I would like to call the "inner circle" of Yuccasha Investments. A strict non-disclosure contract will have to be signed and submitted by mail (not email).

When done, FULL DETAILS on names, addresses, and trading activities will be given and required. Myself as well as the trader will be accepting phone calls by members who are interested in the progress and status of trades.

(3) Once the programs are running and paying, they will virtually quit existing for the public eye. We communicate with members per email, phone, and the various Instant Messengers. In our opinion, this is crucial to guarantee longevity and security of the program and our members' funds.

(4) The total amount of deposited principals will be secured by a physical gold balance to make sure your principals can be guaranteed, should you want them back or the trader decide to resign. We will see to it that this gold balance matches your seed capital at any time.

(5) Sub-accounts to our bank account (offshore to most of you) are being created for each member at this present moment, so that, from a certain amount onwards, regular payments can be made directly to ATM cards attached to these sub-accounts and withdrawn by you in the currency you need. This will be a free service to you, we will take care of fees and administration.

PROGRAMS OFFERED:

Trade # 1
Minimum is $1,000.
The program pays 12% a month, compounded for 6 months.
After that, the total profit plus principal will be returned to you, unless you wish to reinvest it all or partially and notify us accordingly. Withdrawals in the middle of the ride will be considered refund requests under forfeiture of profit and are subject to a 20% handling fee.

Trade # 2
Minimum is $500 which you may add to at any time once you are in and feel comfortable doing so. The program pays a variable profit rate between 15% and 40% per month around the 25th of the month for as long as we hold your funds. We will be withholding your principal until 90 days after going to trade, from this point in time onwards you may withdraw. Withdrawals from Trade # 2 will not be subject to any administration fee. However, we will not allow partial withdrawals. You are either in or out. Black or white. No grey, no twilight, no half-heartedness, but the same committment you require from us.

You may join by spending to one of the usual Yucca accounts at Evocash, NetPay, and e-Bullion. However, we assigned a different e-gold account to these Trades.

Make your deposit to one of the following accounts:

e-gold # 247800 (YInv)
Evocash # 72169 (Yuccasha Investments)
e-Bullion # A40127 (Yuccasha Investments)
NetPay # 2143137

In the memo field, please let us know which program you are participating in, and give us a VALID email address, as we will need to get back to you for all the details that cannot be given in an open email or post, so make sure our emails won't end up in your junk accounts.

Non-disclosure contracts will be sent to active participants. You will be given a certain amount of time for signing and returning them. Should you fail to do so, your principal will be returned to you and you will be out of the program.

Those of you who are willing to step up to the next level in doing business with Yuccasha Investments, come on board and share our excitement.

Ricky AV
Yuccasha Investments

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Dear Members.

Please let me take this opportunity to wish each of you peaceful and loving Christmas days and a wonderful, healthy, successful New Year.

Spend time with the ones you love and cherish what you have, think of people who spend these days in darkness and fear, in areas where peace is always at reach, yet always a step away. Send them your thoughts in love and light.

I added a little seasons page to our website. If you wish, have a look at it at http://www.yuccasha.net/xmas.htm.

And may I draw your attention to the little attachment that comes with this email? It is an exe file from my computer that is virus scanned and protected, please don't be worried. Allow yourself a minute to enjoy this lovely Christmas Card from me. It is one of my favorites, and I want to share it with you.

Also, I would like to point out that our business partners quit working two days ago for the holiday season. They will be back on the job in the first week of January.

No, unlike so many, we don't skip a payment. However, your December payment will be delayed into the month of January. I can't tell exactly on which January day you will receive your payments for this month, but rest assured that their will by all means be TWO payments in January: December payments at any day of the month, and then the regular January amounts on the last day of the month as usual.

>From January onwards, our two Californian traders will be back
and working again. They managed to accomplish recovery of
their health and assets by now, will take the holiday season in addition to the time they had, and feel confident to contribute to our returns as they did prior to the fires.

This was the last Yucca update this year. Let me emphasize
that it is a tremendous pleasure for myself as well as for my partners to work with you and for you.

Have a wonderful holiday season.

Ricky AV
Yuccasha Inv

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As I said in my December update, December payments were scheduled for "some time" in January, while January payments were supposed to be right on time by the end of the month.

It's kind of stupid to make promises when I'm not the one to finally deliver. It may not seem to make any sense to you, but here is where we are at this present moment:

I paid Evocash and INTgold for December on January 14th, while I had to hold off NetPay until their site was available at the beginning of this week. There are only two members left with NetPay accounts who preferred not to switch to e-gold or Evocash.

December returns are 7%.

Payments for the month of January will be paid to Evocash, NetPay, and INTgold tomorrow (January 31st) as foreseen.

You are going to receive 10% for January.

Now the e-gold subject.

There is enough e-gold sitting in the payments account to make about half of the December payments. This is due to the fact that one of our three traders is taking care of the other three e-currencies, one works on half of our e-gold deposits, and the third one does the rest of the job. I'm still waiting for his bank wire to reach my account, but let me tell you that he faxed me his bank receipt, so I'm positive the money is on it's way.

Both of them will be wiring e-gold for January at the beginning of the coming week, so please count on having it in your accounts by the end of the week after at the latest.

All this might sound a little confusing, but since I watched the trader for our private program being on the phone almost every day for 3 weeks for a transfer to his trading account, I understand that once the money left those guys' accounts, the rest is totally out of our hands.

However we agreed to circumvent this kind of delays in the future by requesting out-transfers about 5 business days earlier than we used to. This should take care of occasional glitches in the banking world.

On a more positive note, please don't fail to notice the permanent increase of our return on deposit. It was the only possible decision to run a zero round in September, as our security fund is close to being back where it used to be. We almost doubled percentages since last October and will eventually be back to our previous performance. Bear in mind that with a variable program we will never have to bite little pieces off our safely stored backup again.

Now as an answer to many emails I have been receiving during the last few days, let me just say this: Yucca has never (I said NEVER!) been relying on the Novas. Those of you who doubt that just watch YuccaGoals continuously increase percentages in the near future, then take a calculator and try to figure it out. I don't think there is more left to be said about that.

Ourselves and the Novas used to be the oldest companies in the HYIP industry, Yucca having launched on May 10th 2002 and the Novas two weeks later. Look around and see who is left. Our performance was not always smooth and not always without any glitches, but here we are, still available and successfully working for you.

Thank you for being with us.

Ricky

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Okay, Members, we are facing a delay in payments, although INTgold, Evocash, NetPay, and e-Bullion members have been paid right on time including the January payment. I can't believe it's that time of the year again, but as many of you may remember it was like this last year.

The reasons will not be discussed here, may it suffice that we know why these delays occur and will make the necessary changes. It seems I keep contracting with traders that decide to hibernate over the winter months. This is the first and most important issue that will have to be dealt with.

There are 3 traders working for YuccaGoals. Their contracts were valid for 12 months and will expire at the beginning of March. I have decided to renew the contract with our European partner only, because he is the one who was extremely successful each single business day of this past year and never failed to perform in a most outstanding way. He is also the one we owe the returns for October, November, and December to after the Californian partners had been affected by the fires and the program returns were created by him alone. I wouldn't want to lose him.

So far, there has been no decision made as to whether I will look for new traders again, or if our private program trader will agree to take over some of the YuccaGoals funds for a certain period of time.

Whatever the outcome may be, you are not going to lose any payments. Those of you who were affected by the delay last year and are now back in regular payments know that. I ask newer members for a little patience until things are clarified and back up to speed.

Please refrain from flooding me with emails telling me what day it is and what payment is missing. I am well aware of this. Let me do my job and get this ship back into calm waters, which is all that counts.

There is one more thing which I feel has become necessary as things have developped, considering the number of emails I have received regarding REFUNDS.

Yucca programs never included a refund feature, but I can understand how the species of "the ordinary gold gamer" feels about a real program that is going through ups and downs and adjustments. They still prefer programs that pay outrageous percentages for a short time but disappear rather than improve as time passes.

YuccaGoals is a REAL program based on REAL Forex Trading (the two Californians being out of the picture now, there is no Options trading and no Real Estate any longer, our European partner does Forex only).

The remaining trader and I are in the process of working out a refund policy to be added to the program. I'm not promising that you will be liking it, but those of you who want to opt out by all means will be given a way to do so. On the other hand, I must admit, the chance of hundreds of gamers leaving the program has a certain beauty.

That's all for this trip around, sorry I can't give you a determined time frame for payments to catch up. I'm planning to make delayed payments unscheduled as returns come in (I said RETURNS, not incoming spends, please don't get things confused here!).

Always a pleasure .....

Ricky

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For the last two weeks, the HYIP arena has been waiting with bated breath to see which programs and companies would be affected by the Nova Lights closure, much the same as two years ago when the OsOpps failure caused many programs to close.

Well, it seems that in fact Yuccasha Investments is being heavily affected, although by no means in a negative way.

Since the end of January, our YuccaGoals program experienced a tremendous influx of members. Almost 350 joined within two weeks, which makes us assume that a large number of them were previous members of Nova Lights.

I warmly welcome these people in our program and cherish their confidence in our abilities. Unfortunately though, there is a second side to this coin. We are facing a membership of exactly 1,463 right now, which takes me very close to my administrative limits.

YuccaGoals will therefore close their doors for new members by the end of this month, at Midnight GMT on February 29th, 2004, whereas existing members may continue to add to their accounts with us as much and as often as they wish and feel comfortable with.

There are several reasons for this, the most important ones being flexibility, individual service, and educated decisions on behalf of Yucca4U, our Yuccasha Helpfund.

We expect membership to increase at it's current pace for at least another week or two, so we project the number of YuccaGoals members to be at about 1,700 by the time our cap of membership will apply.

On the other hand, we are planning to introduce a refund feature for members who have been concerned about the program now being set up for variable monthly returns, which is expected to bring the number of members back down to a reasonable rate.

Yuccasha Investments is certainly NOT (!) going private for the time being. We will re-open YuccaGoals for the public as the membership numbers fluctuate due to earlier members being paid off completely.

The refund option is what we are discussing at present, please give us until the end of March to have it in place and publish it.

Meanwhile, thank you for being with us.

Ricky